Travelling during the loan phase
After 4 years of student finance you can borrow money for another 3 years. During the first year of this period you still qualify for the student travel product. If you do not want a loan but still want to travel for free, you can apply for a loan of € 0.-
What do you have to do?
- Log in to Mijn DUO to apply for a loan of € 0.-.
- Go to the 'Mijn producten' and choose 'Studiefinanciering'.
- Click on 'Wijzig' behind 'Studiefinanciering aangevraagd'.
- Apply for a loan of € 0.-.
Every month in which you have a loan of € 0.- counts as a used study grant month. You cannot reapply for student finance for these months later on.
Student travel product is a loan
Your student travel product is a loan. If you graduate within 10 years, the student travel product loan will be converted into a gift. If you do not graduate, you will have to repay the student travel product.