Foreign student

Particulier Student debt Student travel product debt

Student travel product debt

Deduction or payment arrangement

During an inspection it may turn out that you were not eligible for the student travel product. In that case you will have built up an ‘OV’ debt. As long as you are receiving student finance, we will deduct this debt from your payments. In 2017, the maximum deduction is € 165.46 a month.

How much will you have to pay?

If you cancel your student travel product too late, you will be charged € 97 for each half calendar month. You can pay the OV debt in one instalment, but you can also apply for a payment arrangement.

What do you have to do?

  • Log in to Mijn DUO to apply for the repayment arrangement.
  • Go to 'Mijn schulden' and choose 'Opbouwen'.
  • Go to 'Zelf regelen' and click on 'Aanvragen betalingsgregeling'.

A payment arrangement is only possible if you are no longer receiving student finance and have cancelled your student travel product.

How a payment arrangement works

You may choose between instalments of € 135 or € 45 a month. A lower amount is not possible. Interest will be charged over the OV debt at 2%. The monthly payments will be deducted from your bank account automatically around the 25th of the month.

OV-chipkaart lost or defective

Have you lost your OV-chipkaart or is it defective? Cancel your student travel product via Aanvraag stopzetten studentenreisproduct.

Not added to student debt

DUO collects the OV debt on behalf of the public transport companies. Therefore it is not possible to add the OV debt to your regular student debt. You must start repaying it immediately.

Checks by DUO

DUO performs checks to ensure that you receive what you are entitled to. You always have to pay back wrongfully received student finance. Therefore immediately submit changes in your situation through Mijn DUO.

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