Cancellation

In certain situations, it is possible to cancel (write off) your student debt. At the end of the repayment phase, this even happens automatically.

End of repayment phase

If you have made the required payments but still not cleared your loan in full at the end of the repayment phase, your remaining debt is written off. This is done automatically and you receive a notification to that effect. However, we do not waive any outstanding arrears.

Cancellation of supplementary grant

If you do not graduate successfully from your course within 10 years, you must repay your student finance (loans and grants) in full. Only your supplementary grant can sometimes be written off.

If all or part of your supplementary grant is written off and you have already cleared your student loan in full, we refund the waived amount to your bank account.

Conditions for cancellation of supplementary grant

For all or part of your supplementary grant to be written off, you must meet the following conditions:

  • You have been in receipt of a performance-related grant for MBO students for at least 12 months or a performance-related grant for university or HBO students for at least 5 months. And after that you were in receipt of a supplementary grant for at least 1 month.
  • Your supplementary grant has not been converted into a gift.
  • Your income does not exceed the threshold amount shown in the table below. We look at your income in the 3rd year after you last had student finance or a travel product. We call this the reference year. If you have a partner, we look at your joint income. The higher your (sole or joint) income, the lower the amount that is written off.

Maximum amount for full remission of additional grant

Final year of student finance or travel product Reference year Threshold amount without partner Threshold amount with partner
2015 2018 € 30,676.23 € 40,901.76
2016 2019 € 31,411.16 € 41,881.54

Maximum amount for partial remission of additional grant

 Final year of student finance or travel product Reference year Threshold amount without partner Threshold amount with partner
2015 2018 € 40,901.76 € 51,127.20
2016 2019 € 41,881.54 € 52,351.93

Application for cancellation of supplementary grant

When to apply

We will send you a letter as soon as you can apply for the cancellation. You will receive this letter at the end of the 2nd year of the repayment phase. The letter tells you until when you can apply. You can no longer apply for the cancellation after this .

Apply through Mijn DUO

You can apply for cancellation in Mijn DUO.

Log in to Mijn DUOwith DigiD

Login problems

Can't login? If your repayment phase began in 2017, use the form Aanvraag kwijtschelding aanvullende beurs 2017. If your repayment phase began in 2018, use the form Aanvraag kwijtschelding aanvullende beurs 2018.

Cancellation on medical grounds

Cancellation of a student debt on medical grounds is only possible in very exceptional situations. Please contact us to see what is possible.

Death

In the event of your death, your entire outstanding student debt is written off. We will not attempt to recover it from your partner, children or family.

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