* The basic grant for students living away from home is again without the temporary increase of €164.30 a month.
Basic grant
€99.94
€326.16*
Supplementary grant maximum
€413.24
€439.62
Loan
€217.72
€217.72
Total student finance
€730.90
€983.50
If you are not yet due to pay course fees, your supplementary grant is lower by €118,25. So your total is €612,65 (living at home) or €865,25 (living on your own).
If you do not qualify for the (full) supplementary grant, you can borrow the shortfall as an extra interest bearing loan, on top of the 'regular' interest bearing loan.
If you are in MBO 3 or 4 and you no longer receive a grant, you can only borrow for another 3 years. This is called the ‘loan phase’. The maximum interest bearing loan is then €1,131.16 per month.
January to July 2025
Living with parents
Living away from home
Basic grant
€103.78
€338.68
Supplementary grant maximum
€424.57
€451.97
Loan
€226.08
€226.08
Total student finance
€754.43
€1,016.73
If you are not yet due to pay course fees, your supplementary grant is lower by €118.25. So your supplementary grant in total is €306.32 (living at home) or €333.72 (living on your own).
If you do not qualify for the (full) supplementary grant, you can borrow the shortfall as an extra interest bearing loan, on top of the 'regular' interest bearing loan.
If you are in MBO 3 or 4 and you no longer receive a grant, you can only borrow for another 3 years. This is called the ‘loan phase’. The maximum interest bearing loan is then €1,174.60 per month.
August to December 2025
Living with parents
Living away from home
Basic grant
€103.78
€338.68
Supplementary grant maximum
€427.82
€455.22
Loan
€226.08
€226.08
Total student finance
€757.68
€1,019.98
If you are not yet due to pay course fees, your supplementary grant is lower by €121.50. So your supplementary grant in total is €306.32 (living at home) or €333.72 (living on your own).
If you do not qualify for the (full) supplementary grant, you can borrow the shortfall as an extra interest bearing loan, on top of the 'regular' interest bearing loan.
If you are in MBO 3 or 4 and you no longer receive a grant, you can only borrow for another 3 years. This is called the ‘loan phase’. The maximum interest bearing loan is then €1,174.60
Student finance for HBO and university students
September to December 2024
Living with parents
Living away from home
* The basic grant for students living away from home is again without the temporary increase of €164.30 a month.
Basic grant
€121.33
€302.39*
Supplementary grant maximum
€457.60
€457.60
Loan
€293.67
€293.67
Tuition fee loan
€210.83
€210.83
Total student finance
€1,083.43
€1,264.49
If you do not qualify for the (full) supplementary grant, you can borrow the shortfall as an extra interest bearing loan, on top of the 'regular' interest bearing loan.
If you are paying institutional tuition fees, the tuition fees loan can amount to up to €1,054.17.
The amount of your tuition fees loan can never exceed the amount of the tuition fees you are due.
If you are taking a programme that lasts 4 years or less, you are eligible for 7 years of student finance. For the last 3 years you can only borrow, without a basic grant or supplementary grant. This is called the ‘loan phase’. The maximum for the ‘regular’ interest bearing loan is then €1,131.16 per month. The amount of the tuition fees loan is added to this.
January to August 2025
Living with parents
Living away from home
Basic grant
€125.99
€314.00
Supplementary grant maximum
€475.17
€475.17
Loan
€304.95
€304.95
Tuition fee loan
€210.83
€210.83
Total student finance
€1,116.94
€1,304.95
If you do not qualify for the (full) supplementary grant, you can borrow the shortfall as an extra interest bearing loan, on top of the 'regular' interest bearing loan.
If you are paying institutional tuition fees, the tuition fees loan can amount to up to €1,054.15.
The amount of your tuition fees loan can never exceed the amount of the tuition fees you are due.
If you are taking a programme that lasts 4 years or less, you are eligible for 7 years of student finance. For the last 3 years you can only borrow, without a basic grant or supplementary grant. This is called the ‘loan phase’. The maximum for the ‘regular’ interest bearing loan is then €1,174.60 per month. The amount of the tuition fees loan is added to this.
September to December 2025
Living with parents
Living away from home
Basic grant
€125.99
€314.00
Supplementary grant maximum
€475.17
€475.17
Loan
€304.95
€304.95
Tuition fee loan
€216.75
€216.75
Total student finance
€1,122.86
€1,310.87
If you do not qualify for the (full) supplementary grant, you can borrow the shortfall as an extra interest bearing loan, on top of the 'regular' interest bearing loan.
If you are paying institutional tuition fees, the tuition fees loan can amount to up to €1,083.75.
The amount of your tuition fees loan can never exceed the amount of the tuition fees you are due.
If you are taking a programme that lasts 4 years or less, you are eligible for 7 years of student finance. For the last 3 years you can only borrow, without a basic grant or supplementary grant. This is called the ‘loan phase’. The maximum for the ‘regular’ interest bearing loan is then €1,174.60 per month. The amount of the tuition fees loan is added to this.
No full supplementary grant?
If you do not qualify for the full supplementary grant, the amount you can borrow is higher.
Sample calculation:
If you are enrolled on a HBO programme, the supplementary grant is capped at €457.60. For example, if you receive €257.60 in supplementary grant, you can borrow the remaining €200, on top of the loan of €293.67. So, the total amount you can borrow is €493.67.
Calculation tool
Use the calculation tool (Dutch only) to calculate how much student finance you can obtain.