Would you like to take a study programme, but are you no longer eligible for regular student finance? If you’re younger than 56, you may be able to borrow after all.


You must meet a number of conditions in order to be eligible for a lifelong learning credit. The most important of these are:

  • You’re taking a recognized full-time, part-time or work-study programme in higher professional education (HBO) or at university (also covers modular programmes). Or you’re taking a full-time BOL programme in secondary vocational education (MBO).
  • You’re younger than 56.
  • Your tuition fees are not paid or reimbursed in full by anyone else or by an organisation, such as your employer.

Use the eligibility assistant to check if you're eligible.

How much can you borrow?

Each year you can borrow an amount equal to your tuition fees. You can find out exactly how much on the Amounts and payments page.


When you stop taking your study programme, you have up to 15 years to repay your loan. The amount you have to repay each month depends on the amount you owe, the interest rate, your income and that of your partner (if applicable).


If you have any questions, please call us on weekdays from 9:00 to 17:00 (Mondays from 10.00) at +31 50 599 98 28. You can also reach us by e-mail at levenlanglerenkrediet@duo.nl.