Amounts and payments
The maximum amount you can borrow each year is the amount of the higher education tuition fees or MBO course fees you have to pay. The cost of textbooks, other study materials, or travel and accommodation is not included.
The amount you can borrow for tuition fees
You can borrow the amount you pay in tuition fees, up to a maximum of €2,209 for HBO or university, or €1,239 for MBO, in the 2022-2023 academic year. For the 2023-2024 academic year, the maximum is €2,314 for HBO and university and €1,357 for MBO.
The amount you can borrow for institutional tuition fees
You can borrow the amount you pay for institutional tuition fees ("instellingscollegegeld", for HBO or university) or course fees ("cursusgeld", for MBO) up to a maximum of €11,045.04 for HBO or university, or €6,195 for MBO, in the 2022-2023 academic year. For the 2023-2024 academic year, the maximum is €11,570 for HBO and en university and €6,785 for MBO. Ask your school to fill out the form Verklaring collegegeld/lesgeld, and send it in along with your application.
The amount you can borrow if you are being reimbursed by another party
Is someone else paying your tuition fees? If part of the tuition fees are being paid for you, that amount will be deducted from the maximum amount you can borrow. If the full tuition fees are paid, you are not eligible for a lifelong learning credit.
The payment of the lifelong learning credit is done at the end of each month. The exact date of payment depends on the date on which you have requested the loan. On the Payment dates page, you can find the date on which it will be credited to your account.
- Regular education: Every month you will receive one-twelfth of the maximum amount you can borrow for a school or academic year.
- Modular education: The number of monthly instalments in which the payment is done is calculated by dividing the number of study credits (ECTS) per course by 5. For example, if you are taking a 15 ECTS course, the lifelong learning credit will be paid in 3 monthly instalments.