How does student finance work?
If you are under the age of 30 and are registered in full-time or dual education, you can apply for student finance. You must be a Dutch national or have the same rights, depending on your residence permit or your nationality.
If you have the nationality of an EU/EEA-country or Switzerland, you will qualify for student finance if you have been living in the Netherlands for 5 consecutive years or more. Or if you (or your non-Dutch parent or partner) work in the Netherlands for at least 56 hours a month.
If you are not a national of an EU/EEA-country or Switzerland, you can still qualify for student finance if you have a residence permit type I, II, III, IV of V. Use the nationality chart below (currently only available in Dutch).
Do you fail to meet the nationality requirements for student finance? You may still qualify for a limited funding towards the payment of your tuition or course fee.
What does student finance consist of?
Student finance comprises 3 components: a loan, a student travel product and a supplementary grant (depending on parental income). You always have to pay back the loan. The student travel product and supplementary grant are converted into a gift if you graduate within 10 years. Otherwise you will have to repay them as well.
How long do I qualify for it?
For a 4-year degree programme (hbo or university) you are entitled to 7 years of student finance. A supplementary grant is only possible the first 4 years. The student travel product you can get for 5 years. Some degree programmes take longer than 4 years. Then you are longer entitled to student finance. You have to use up your student finance within 10 years.
Up to what age can you apply?
You can apply for student finance at the latest on the first day of the month in which you turn 30. Your student finance also has to start at the latest on the first day of the month in which you turn 30. There is one exception on the application: if you turn 30 in the academic year in which you apply, you can apply retroactively if you were already enrolled when you were still 29. For example: you register on the 1st of September and you turn 30 on October 12. On October 25 you apply for student finance. Because you were 29 on September 1, you are entitled to student finance starting September 1.
If you already receive student finance, it will continue after your 30th birthday, unless you stop it. You will then not be able to restart it.