Before applying for a loan, check if you are eligible for a supplementary grant. A supplementary grant becomes a gift if you graduate within 10 years, a loan does not.
How much is it?
Use the calculator (in Dutch only) to find out how much you can borrow. You decide yourself how much loan you want to take out.
When you apply for student finance, you can apply for a loan at the same time. You can also apply for it later via Mijn DUO.
Borrowing less or more
You can increase or lower your loan every month, via Mijn DUO.
You always have to pay back the loan. Use the calculator (in Dutch only) to see how much you must repay afterwards. It is not possible to transfer your debt to somebody else, for instance one of your parents.
Implications of student debt for mortgage
If you have a loan, you are building a student debt. Do you intend to buy a house in the Netherlands in the future? Please be aware that a student debt can be taken into account when your mortgage is calculated.
Last changes made on 30 november 2022